Wells Federal Bank fsb
Southern Minnesota's Hometown Bank

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Just a $100 Minimum Balance
When you keep a $100 minimum daily balance, you will avoid the monthly fee.  Should your balance drop below $100, a $7.50 monthly fee will be charged.

First Order of Personalized Checks
Your first order of special member checks will be imprinted with your name and address at no additional cost to you, or take advantage of a 50% discount on other selected check styles.

MasterCard or VISA
Carry America's most popular credit cards.  Receive MasterCard or VISA with no annual fee.  A separate qualified application is required.

  • Preferred Rate on New Consumer Loans
  • Unlimited Checking
  • Interest on Checking
Receive a $10 premium when you open an IRA account or use our Discount Brokerage Service.  Ask us for details.

Individual Retirement Account
Open your Roth, Education or Medical Individual Retirement Account with a plan that is right for you.  Ask us for a complete explanation of your IRA tax benefits.

Discount Brokerage Service
Reduce brokerage costs.  If you make your own investment decisions, enjoy significant savings by placing orders through our Discount Brokerage Service.  This service is not FDIC insured, is not a deposit or obligation of and is not guaranteed by the financial institution.  The value of investment products may fluctuate, the rate of return is not guaranteed, and loss of principal invested is possible.

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$5,000 Accidental Death Insurance
You'll be protected with $5,000 in Accidental Death Insurance 24 hours a day.

Key Ring Protection
Help to retrieve lost keys.  With your personally registered key ring, your lost keys can be dropped in any mailbox and returned to you . . . at no additional charge.

Hot-Line, Credit Card Bureau of America, Payment Card Protection
When your credit, ATM and check cards are registered, just call the toll-free 24-hour number to report a loss or theft, and all your card issuers will be notified for you.   You'll also receive protection against any liability on every registered card.

  • Overdraft Protection

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Nationwide Discount Book
Save 50% at over 2,600 participated lodging properties from coast to coast, and up to 20% on vacation dining nationwide.  Plus, you'll find discount offers from theme parks and car rental companies.  You can receive a new bargain-filled Savers Club discount Book every year.

Sojourns Magazine Subscription
Whether you're a serious traveler, or you prefer to enjoy America's beauty from the comfort of an easy chair, vivid color photography and in-depth travel stories will satisfy your wanderlust.  You can receive the latest issue in the mail twice a year.

Emergency Cash Advance Service
Get cash in emergencies with your MasterCard or VISA.  You can get up to $500 on your available cash advance limit at a generously discounted fee at over 15,000 locations coast to coast.  Most are open around the clock.

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How to Join:
Just ask us.  You can enroll as a member in minutes.  Then you can start enjoying all these money-saving benefits today!  And, as a member, you'll automatically receive new benefits as they are added to your program.

  • Check Safekeeping
  • Direct Deposit of Social Security and Payroll Checks
  • Bank-by-Mail
  • Notary Service
  • Combined Statements
  • Debit Card/ATM card
  • 24-Hour Telebanking
  • Gold Medallion Signature Guarantee

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  • No Minimum Balance Required

Personalized Checks
Receive all the personally imprinted checks you need at no additional cost to you.   Your special member checks will be printed with your name and address, or take advantage of a 50% discount on other selected check styles.

Travelers Checks and Money Orders
These secure, convenient instruments are available to you at no issue fee.

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Increased Accidental Death Insurance
Ultimate One Checking Plus members receive $10,000 in Accidental Death Insurance 24 hours a day.

Safe Deposit Box
Store your valuables in a personal-size safe deposit box.  It's yours with no rental fee for an entire year.  Subject to availability.  New rentals only.

Medical Emergency Data Card
Keep vital health and personal information on hand at all times with this convenient plastic card.  In an emergency, medical personnel will have quick access to your current health profile.  You can update your card every year.

Medical Data Source
You can obtain comprehensive reports on health or medical topics, as well as FDA-approved prescription drugs, by calling a convenient toll-free number or by mail.

ID Network Safety Service
Register your child's photo and description with the ID Network Safety Service.   You'll receive a plastic, laminated ID card with your child's photo and description, and a special member number.  Should the need arise, call the toll-free number on the card, and the ID network will fax a high resolution, digitized photo and description of your child anywhere in the country.

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Travelers Advantage
Earn exciting cash rewards when you travel.  Arrange your travel toll free, 24 hours a day, and get 5% savings on lodging expense, airline travel, car rentals, cruises and package trips.

Auto Trip Routing
Get a customized packet of full-color maps showing the most scenic or direct route to your destination anywhere in the continental United States.

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"Pay Yourself First" Savings Program
Save the easy way.  You decide how much you want to save.  The amount will be automatically transferred according to your instructions.  We'll even deposit your first month's dues in your new savings account to get you started!  A great way to save for future needs.
  • 50% Discounted FAX Service
  • All for Only a $5 Monthly Membership Fee

If you're 50 or better, enjoy all the benefits of Ultimate One Checking at a super-low monthly fee of $3 with no minimum balance requirement.

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