Wells Federal Bank
Southern Minnesota's Hometown Bank

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Services offered


IRA Accounts
Direct Deposits


Home Mortgage
Construction Loans
Home Improvement
Home Equity Line of Credit
Ag Real Estate
Credit Cards

Home Mortgage Loans

Get to know the quality loan products and outstanding personal service that have been Wells Federal traditions since 1934.

Adjustable Mortgage Loans

  • Cost of Funds Index Program
  • Annual and Lifetime Caps
  • Insured and Uninsured

Fixed Rate Conventional Loans

  • Insured and Uninsured
  • Buydowns Available

USDA Rural Housing Loans - 100% Financing
F.H.A. Home Loans - Minimum Down

V.A. Home Loans - 100% Financing

M.H.F.A. - First Time Home Buyers

NOTICE:  Loan Services are only available throughout the bank's regular service area. Contact the bank for specific information regarding this service area.